When Life Shifts, We’re Here to Help You Steady The Ship
Life has a way of surprising us.
Sometimes it’s a new beginning we’ve chosen—like starting a business, moving to a new town, or walking away from a relationship that no longer serves us.
Other times, it’s a change we didn’t expect—like losing a loved one, facing a divorce, or suddenly becoming the sole decision-maker for our household.
Whatever brought you here, one thing’s for sure: starting over takes courage.
And with that fresh start comes a whole lot of paperwork—and one of the most overlooked things on the list?
Your insurance.
At Sungenis Insurance, we’ve walked beside women through all sorts of transitions. We know how overwhelming it can feel to reset everything when you're already emotionally spent. But we also know this:
The right coverage isn’t just about protection—it’s about peace of mind.
Here’s how to reset your insurance so you can move forward with confidence.
1. Pause. Breathe. Take Stock.
Before diving into paperwork or calling carriers, take a moment to breathe.
Grab a cup of coffee, a notepad, and a quiet corner. List the areas of your life that have changed:
Did you move?
Is your marital status different?
Are your kids living with you full-time now?
Did your income shift?
Every change may affect your insurance in some way.
This isn’t about fear—it’s about awareness.
2. Home or Renters Insurance
If you’ve moved—whether you’re renting a new place or buying a home—this is a big one.
Ask yourself:
Do I need to transfer or cancel my old policy?
Are there new risks in this neighborhood I didn’t have before?
Am I protecting everything I now own—or do I need to adjust the limits?
Also: don’t forget the little things—your jewelry, laptop, or those heirlooms Grandma left you. These may require extra coverage.
Pro Tip: If you’re downsizing, you might be overpaying. Let’s make sure you’re not carrying coverage you no longer need.
3. Auto Insurance
If your household has changed, your driving habits probably have too.
Are you now:
Driving the kids more?
Sharing a vehicle with someone new?
Driving less because you work from home?
Your current policy may no longer reflect your reality. And if someone else used to handle this for you, it’s important to know exactly what you’re paying for—and what it covers.
You're the driver now—in more ways than one.
Let’s make sure your policy gives you the protection (and savings) you deserve.
4. Life Insurance
This part’s emotional. But it matters.
If someone else was once listed as your beneficiary, or you relied on their policy to cover the family, it’s time to review everything.
Ask yourself:
Who depends on me now?
If something happened to me, would my kids or loved ones be okay?
Do I have enough (or any) life insurance in place?
Life insurance is love in action. It’s a hard topic—but an empowering one. You deserve to feel in control.
5. Health Insurance
When you're starting over, your health plan may need to change too—especially if you’re no longer on a spouse’s plan.
Whether you’re considering COBRA, a marketplace plan, or employer coverage, we can help you compare options and understand your benefits.
You deserve coverage that fits your new life—not your old one.
6. Business or Side Hustle Coverage
Starting something new? Opening a small business or freelance gig?
Congrats!
Just don’t forget that personal policies often don’t cover business activities.
Whether it’s liability insurance, a home office policy, or protection for your laptop—you may need a different kind of coverage now.
And don’t worry—we’ll keep it simple, human, and budget-friendly.
7. When It Feels Like Too Much
We get it.
You’ve already made hard decisions. You’re juggling bills, emotions, and probably a never-ending to-do list.
Insurance might feel like the last thing you want to deal with.
But here’s the good news:
You don’t have to do this alone.
At Sungenis Insurance, we don’t just check boxes—we sit down, listen, and walk with you through every step.
We believe in building real relationships.
We believe in protecting what matters.
And we believe that starting over isn’t the end—it’s the beginning of something stronger.
💬 Ready to Talk?
If you're in the middle of a big life transition and unsure where to begin, we’re here.
We'll help you review your policies, explain what you need (and what you don't), and give you the confidence to move forward—covered and supported.
Call today and schedule an appointment. Let’s make this fresh start feel like a new beginning—not another stress.
